TourCare Plus

Catered to your traveling needs

Singaporeans are fast becoming citizens of the world with their frequent traveling. We traverse over greater landscapes and discover more things as we embark on new adventures every time. Amid the excitement, the last thing you want is to worry about flight diversions, accidents, lost baggage and other travel inconveniences.
You and your family can travel the world in complete freedom with the comprehensive travel insurance plan, TourCare Plus. With all that taken care of, it’s easier to see, discover and experience new places.

 

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     Benefits at a Glance

  1. Double indemnity for road accidents
  2. 24-hour accessibility to our Helpline at (+65) 6636 1131 which provides assistance services worldwide
  3. Liberty China Card-hospital admission deposit waived at designated hospitals in China, Hong Kong and Taiwan
  4. Compensation for travel/flight misconnection, flight diversion, flight and baggage delays, and additional cost incurred for alternative transport arrangement following cancelation or delay of scheduled transport
  5. Coverage in the event of terrorism, including when nuclear, chemical and/or biological weapons are used
Summary of Benefits
Personal Accident: Compensates for Accidental death or permanent disablement following Accidental bodily injury
Medical: Overseas Medical Expenses, Medical Expenses Incurred upon return to Singapore, Overseas Hospital Visit, Additional Accommodation Expenses, Overseas Compassionate Visit, Child Guard, Hospital Daily Income Benefit (Overseas), Hospital Daily Income Benefit (Singapore), Medical Expenses for Pregnancy Related Sickness, 24-hour Medical Assistance, Emergency Telephone Expenses
Medical Evacuation: Emergency Medical Evacuation, Emergency Medical Evacuation – Special Extension *NEW*, Repatriation of Mortal Remains, Repatriation of Mortal Remains – Special Extension *NEW*
Personal Liability: Insures against third party claims for bodily injury or property damage caused by Insured’s negligence whilst Overseas
Inconveniences: Trip Cancelation/Postponement, Trip Curtailment, Alternative Trip Arrangement, Trip Disruption, Travel/Flight Misconnection, Travel Delay, Flight Diversion, Travel Overbooking, Emergency Purchases, Baggage Delay, 24-hour Travel Assistance
Losses: Loss of Personal Money, Loss of Travel Documents, Loss of or Damage to Baggage & Personal Effects, Rental Vehicle Excess Cover, Closure of Travel Agent, Home Guard
Extensions: Hijack Benefit, Automatic Extension, Disruption/Withdrawal of Hotel Services, Kidnap Benefit, Terrorism Extension, Quarantine Following Infectious Diseases
* Reduced limit applies to insured person from age 76 to 85 years under Individual or Family plan: The amounts listed in the benefits table are the maximum coverage payable for each benefit; Pre-existing medical conditions will not be covered; Coverage intended for overseas and not in Singapore. The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.
Extension for Emergency Medical Evacuation/Repatriation of Mortal Remains* due to Pre-existing conditions (please note that medical expenses incurred due to Pre-Existing Medical Condition remains to be excluded under our policy)
Loss of Baggage/Personal Effect is extended to cover sporting equipment*
Extension for Terrorism involving Nuclear, Biological and Chemical weapons is subjected to an event limit of S$5 million per event/occurrence
Trip Cancellation/Postponement is subjected to a maximum aggregate limit of S$1 million per event/occurrence
Premium Table (S$)
Individual Plan: ASEAN / Asia Pacific / Worldwide
Family Plan: ASEAN / Asia Pacific / Worldwide
Notes
ASEAN – includes Malaysia, Brunei, Indonesia, Thailand, Laos, Myanmar, Cambodia, Vietnam and Philippines
Asia Pacific – includes ASEAN, China, Hong Kong, Taiwan, Korea, Macau, Japan, India, Sri Lanka, Pakistan, Australia, New Zealand, Mongolia, Tibet, Bhutan, North Korea, Nepal, Maldives, East Timor and Bangladesh
Worldwide – includes any destinations in the world except Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan, Syria and Lebanon
The Policy is available to Singapore Citizens, Permanent Residents of Singapore or foreigners with valid Employment Pass, Work Permit, Dependent Pass or Student Pass permanently residing in Singapore. The Policy does not cover any person under the age of 6 months or over the age of 85 years
Family refers:
For Single Trip Policies–Maximum 2 adults traveling with no limit on the number of children. The 2 adults need not be related but the child(ren) must be related to either one of the insured adults
For Annual Travel Policies–For an insured, legal spouse and any number of children. The child(ren) must be accompanied by either one of the insured adults for any trips made during the Period of Insurance
Child insured under a Family plan refers to dependent child under the age of 21 years who is unmarried and unemployed or up to 25 years of age who is in continuous full-time education in a recognized institution of higher learning. Their sum insured under Section 1–Personal Accident will be reduced to S$50,000 (Standard) or S$100,000 (Supreme)
Sum insured under Section 1–Personal Accident is reduced to S$50,000 (Standard) or S$100,000 (Supreme) for children age 17 years and below if the child is under individual plan

• For a one-way trip, the insurance cover will cease upon the insured person reaching his place of residence or business at the final destination shown on the ticket.

• The maximum length of each Trip Overseas for a Single Trip Policy is 120 days. No refund of premium is allowed once the Policy has been issued.The maximum length of each Trip Overseas for an Annual Travel Policy is 90 days.There is no limit on the number of Trips made during the Period of Insurance. We will refund the premium base on short-term rate.

• Coverage is extended to persons on business Trips engaging in professional, administrative, managerial, clerical & non-manual work solely in offices or similar non-hazardous places. The Policy does not cover any person engaged in manual work.

• Trip Cancelation/Postponement (Section 16) and Closure of Travel Agent (Section 31) coverage commences 30 days and 60 days respectively before the Commencement Date or on the policy issuance date, provided that it was purchased 3 days before the departure date (date of departure inclusive), whichever is later.

• If the insured person has more than one travel insurance policy, with the exception of BizTraveler Insurance, underwritten by Us for the same Trip, we will only be liable for the Policy which provides the highest benefit level.

The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions. More information about TourCare Plus is available on our website www.libertyinsurance.com.sg.