Insured United Agency
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SmartTraveller

Introduction

Whether you’re travelling for vacation or business, studying overseas or visiting family abroad, SmartTraveller knows just what you need to ensure that you and your loved ones are well covered for your travels. With the SmartTraveller, you only buy what you need. We are making some benefits optional to give you a choice to pick and choose those benefits that are most appropriate for your trip.

Benefits

  • High medical coverage: covers up to s$600,000 for medical and accidental dental treatment whilst overseas.
  • Protection for lost or damaged belongings: receive up to s$10,000 for lost personal effects and reimbursement to replace the essential items.
  • Leisure sports cover: covers leisure amateur sports such as bungee jumping, parachuting, sky diving and scuba diving.
  • PA cover starts before trip: personal accident cover starts 3 hours before trip departure.
  • Full Terrorism Cover: Covers For Full Terrorism Including Use Of Nuclear, Chemical And Biological Substances.
  • Trip curtailment: receive up to s$20,000 for trip curtailment even if you've to remain overseas for medical treatment.
  • 24-hour emergency medical assistance: call our emergency hotline at +65 6322 2566 for any emergency medical assistance while overseas including medical evacuation and repatriation.
  • Only buy what you need: choose from these add-on benefits: golf equipment cover, sports equipment cover, pet care, retal vehicle excess cover and safety (hijacking, kidnap and hostage and home care).

New Enhanced Benefits

  • The family member definition has been enhanced to include partner. Partner refers to: legal spouse; or fiancé or fiancée; or someone whom you have a relationship with as a couple and who is currently residing with you for at least 6 months at the point this policy is incepted.
  • Customer can now buy annual plans with any other adult family member, other than their legal spouse. This means they can be insured with their parent, sibling, partner, etc.
  • Overseas medical expenses is enhanced to include overseas domestic travel expenses for customer to seek treatment.
  • Customers who experience travel delay now have the option to arrange alternative transportation to depart earlier rather than wait for the next available scheduled transport.

Terms & Conditions

  • Trip departure must be from Singapore: all trips must begin from and end in Singapore.
  • Maximum trip duration: 182 days for single trip and 92 days per trip for annual plan.
  • Persons eligible for cover: Singapore citizens, Singapore PRs, or holders of a valid employment or student pass, long-term social visit or dependent pass.
  • Definition of ‘child’: an unmarried and dependent person below age of 18, or up to 25 if still studying full-time during the policy period.
  • Incept policy before your trip: policy must be effected before departure from Singapore.
  • No age restriction: there is no age restriction for cover. However, you need to be at least 18 years old to buy an individual adult cover.
  • Annual cover: each child must travel with at least one insured parent; applicable for you and your family.
  • Duplication of cover: if you have more than one travel policy with AXA, only the policy with the highest benefit will apply.

Important Notice

The information provided here is a summary and for general information only. Although care has been taken in preparing the information provided to you, we will not responsible for any errors or omissions, and we accept no liability whatsoever for any loss or damage howsoever arising. Please refer to the actual policy wordings for the terms and conditions. You may refer to www.axa.com.sg for detailed information about the product.