Whether you’re travelling for vacation or business, studying overseas or visiting family abroad, SmartTraveller knows just what you need to ensure that you and your loved ones are well covered for your travels. With the new AXA SmartTraveller, you only buy what you need. We are making some benefits optional to give you a choice to pick and choose those benefits that are most appropriate for your trip.

High Medical Coverage: Covers up to S$600,000 for medical and accidental dental treatment whilst overseas.
Protection for Lost or Damaged Belongings: Receive up to S$10,000 for lost personal effects and reimbursement to replace the essential items.
Leisure Sports Cover: Covers leisure amateur sports such as bungee jumping, parachuting, sky diving and scuba diving.
PA Cover Starts Before Trip: Personal Accident cover starts 3 hours before trip departure.
Full Terrorism Cover: Covers for full terrorism including use of nuclear, chemical and biological substances.
Trip Curtailment: Receive up to S$20,000 for Trip Curtailment even if you've to remain overseas for medical treatment.
24-hour Emergency Medical Assistance: Call our emergency hotline at +65 6322 2566 for any emergency medical assistance while overseas including medical evacuation and repatriation
Only buy what you need: Choose from these add-on benefits: Golf Equipment Cover, Sports Equipment Cover, Pet Care, Retal Vehicle Excess Cover and Safety (Hijacking, Kidnap and Hostage and Home Care).
New Enhanced Benefits
The Family Member definition has been enhanced to include Partner. Partner refers to: legal spouse; or fiancé or fiancée; or someone whom you have a relationship with as a couple and who is currently residing with you for at least 6 months at the point this policy is incepted.
Customer can now buy annual plans with any other adult Family Member, other than their legal spouse. This means they can be insured with their parent, sibling, Partner, etc.
Overseas Medical Expenses is enhanced to include overseas domestic travel expenses for customer to seek treatment.
Customers who experience travel delay now have the option to arrange alternative transportation to depart earlier rather than wait for the next available scheduled transport.
Terms & Conditions
Trip Departure Must Be from Singapore: All trips must begin from and end in Singapore.
Maximum Trip Duration: 182 days for Single Trip and 92 days per trip for Annual Plan.
Persons Eligible for Cover: Singapore citizens, Singapore PRs, or holders of a valid employment or student pass, long-term social visit or dependent pass.
Definition of ‘Child’: An unmarried and dependent person below age of 18, or up to 25 if still studying full-time during the policy period.
Incept Policy Before Your Trip: Policy must be effected before departure from Singapore.
No Age Restriction: There is no age restriction for cover. However, you need to be at least 18 years old to buy an individual adult cover.
Annual Cover: Each child must travel with at least one insured parent; Applicable for you and your family.
Duplication of Cover: If you have more than one travel policy with AXA, only the policy with the highest benefit will apply.

Important Notice

This insurance plan is underwritten by AXA Insurance Singapore Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Singapore Pte Ltd and the participating distributors’ offices. You should read the product summary before deciding whether to purchase the plan. You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.

The insurance plans featured in this website may be protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such policies are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners’ Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at or visit the LIA, GIA or SDIC websites (, or for a copy of the SDIC Guide on PPF Scheme.

Sanction Clause

Under no circumstances shall this insurance contract be deemed to provide cover and no liability be incurred to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose AXA to any sanction, prohibition, or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, UK, USA or Singapore.