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our best companions

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Singapore Pet Insurance - Pets Are Family Members Too!

PetCare is Singapore’s first comprehensive pet insurance policy for cats & dogs in Singapore.
It provides financial protection should you incur medical expenses due to illness or accidents that may befall your beloved pet.

Benefits of Pet Insurance

  • Covers up to 70% of eligible vet bills arising from illness or accidents, up to S$10, 000 each year
  • No medical examination required & freedom to use any vet, anywhere in Singapore
  • Covers third party liability & loss due to theft or accidental death
  • Option with taking up 2 year plan with 10% discount
  • Farewell benefits
  • Toll-free Helpline 1800-LIBERTY (5423 789)

Summary of Insurance Benefits

Description of Benefits

Co-Insurance [%] per Incident

Deductible per Incident

Benefit Limit

Standard  Plan

Standard  Plan

Standard  Plan

Accidental Death
Death of the Insured Pet due to Accident Injury

N.A.

N.A.

S$1,000

S$2,000

S$3,000

Accidental Injury
Vet expenses arising from Accident Injury

N.A.

S$50

S$500

S$750

S$3,000

Theft
Loss due to reported Theft (not Applicable to Cats)

N.A.

N.A.

S$300

S$500

S1,250

Illness
Vet expenses for non-surgical treatment

50%

N.A.

S$300

S$500

S1,250

Illness
Vet expenses for surgical treatment

50%

N.A.

S$1,500

S$2,000

S$10,000

Third Party Liability
Third Party Liability arising from owning the Insured Pet

N.A.

S$500

S$100,000

S$250,000

S$500,000

Farewell Benefit
Cost & expenses incurred for euthanasia, cremation, funeral service & handling charges following death

N.A.

N.A.

S$250

S$250

S$250

NO CLAIM DISCOUNT

No Claim Period

Bond & Insurance (14 Months)

One year (applicable only to 1 year plan)

5%

Two consecutive years

10%

Three consecutive years

15%

NO CLAIM DISCOUNT

Standard Plan

Enhanced Plan

Superior Plan

1 Year Plan

S$350

S$450

S$750

2 Year Plan

S$630

S$810

S$1,350

ELIGIBILITY & MAJOR EXCLUSIONS

Eligibility

The Insured Pet must:
• Be micro-chipped
• Be residing regularly in the same premise as you
• Be at least 8 weeks old and not more than 9 years old at the enrolment date.
• Not be a working dog. Example: guide dog, guard dog
• Not be a dog or cat used for breeding purposes

Major Exclusions

• Theft arising from any intentional, neglectful or preventable act
• Liability arising from any intentional or preventable act
• Pre-existing, hereditary, congenital and skin conditions
• Day to day care. Example: vitamins, supplements, vaccinations, training, grooming
• Damage to teeth and gums unless as a result of an accident
• Illness related to endoparasites or ectoparasites, hip dysplasia, rabies
• Elective procedures and treatments. Example: nail clipping, tail docking, debarking