AXA SmartFamily


SmartFamily is a personal family accident plan that provides more than just financial coverage. It offers 8 care services designed to minimise disruption to daily life during your recovery period.

8 services – beyond financial coverage.
A serious injury or permanent disability in life requires both financial and care service coverage. We have carefully selected and developed these 8 services so you can be assured that your loved ones will always be looked after.

Choose your premium & coverage amount
Choose from 3 coverage plans and pay only for what you need.

Cashless payment
You have the convenience of making cashless payments via AXA Assistance Service Provider for service benefits.

Only 1 overall coverage cap per plan.
Each plan will have 1 overall coverage cap. With no varying sub-limits on each benefit, there will be no confusion over the coverage amounts.

Child Guardian: Arranging and paying to fetch your children to and from school.
Home Nursing: Arranging and paying for a nurse to attend to your follow-up treatments or therapy at home.
Consultation with a Therapist: Making appointments and payment for your therapy or rehabilitation services.
Doctor's Home Visit: Arranging and paying for a doctor's visit for your follow-up treatments.
Home Modification: Arranging and paying for modification to your home to accommodate your disability.
Transportation for Medical Appointments: Arranging and paying for transportation to hospital / clinic for follow-up treatments.
Housekeeping & Meal Services: Arranging and paying for professional house cleaning and meal services.
Consultation with a Psychologist: Making appointments and payments on your behalf for psychological consultations.
Terms & Conditions
ENTRY AGE: Adult - 18 to 65 years old; Children - 15 days to 18 years old or up to 25 years old if still in full-time study.
WORLDWIDE COVERAGE: Maximum 182 consecutive days outside Singapore.
PERSONS ELIGIBLE FOR COVER: Resident of Singapore: Singapore citizen or Singapore PR; Holders of valid Employment Pass, Work Permit, Long Term Visit Pass or Dependent Pass.
EXCLUDED ACTIVITIES & OCCUPATIONS: Participation in extreme sports e.g. racing or motor rallies, marathons, mountaineering,; Manual workers onboard vessels, at construction sites, working outdoors at above 30 feet, diving; aircrew.

Important Notice

This insurance plan is underwritten by AXA Insurance Singapore Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Singapore Pte Ltd and the participating distributors’ offices. You should read the product summary before deciding whether to purchase the plan. You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.

The insurance plans featured in this website may be protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such policies are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners’ Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at or visit the LIA, GIA or SDIC websites (, or for a copy of the SDIC Guide on PPF Scheme.

Sanction Clause

Under no circumstances shall this insurance contract be deemed to provide cover and no liability be incurred to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose AXA to any sanction, prohibition, or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, UK, USA or Singapore.