ENTRY AGE: 18 - 65 years old, renewable up to age 75; Children from 15 days - 18 years old who are unmarried and unemployed, or up to age 25 if studying full-time during the policy period.
APPLICABLE FOR CLASS I AND II OCCUPATIONS: SmartCare Prime is appropriate for indoor and non-manual types of occupations.
WORLDWIDE COVERAGE: Maximum 182 consecutive days outside Singapore.
EXCLUDED ACTIVITIES: Participation in professional sports or hazardous activities such as parachuting, sky-diving, bungee jumping, racing other than on foot, etc.
PERSONS ELIGIBLE FOR COVER: Singapore Citizens, Singapore PRs, or holders of valid employment or student passes, long term social visit or dependant passes.
CHILD COVER: For family cover, spouse or child’s plan must not be higher than the policyholder’s; Child must be insured with at least one parent, subject to maximum 50% of the policyholder’s benefit.
EXCLUDED OCCUPATIONS: Air or ship crew, professional sportsman, occupations involving diving, offshore work, fire-fighting, police, naval or military operations or occupations of hazardous nature such as involving height, depth or heat.