Insured United Agency
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Safeguarding our best companions

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Cover starts from less than a S$1 per day!

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PetCare Insurance

Pets are part of the family too

PetCare is Singapore’s first pet insurance policy, which provides comprehensive coverage to you and your pet dog or cat. It provides financial protection should you incur medical and surgical expenses due to illness or accidents that may befall your beloved pet. As devoted pet owners, it is comforting to know this policy covers up to 70% of vet bills and a range of common events during the life of your pet.

Benefits at a Glance

  • Covers up to 70% of eligible vet bills arising from illness or accidents (Up to S$10 K)
  • No medical examination required
  • Freedom to use any vet, anywhere in Singapore
  • Covers third party liability arising from owning the pet
  • Covers loss due to theft or accidental death
  • Toll-free Helpline 1800-LIBERTY (5423 789)
  • No Claim Discount of up to 15% to reward healthy pets
  • Cover starts from less than S$1 a day
  • Option with taking up 2 year plan with 10% discount
  • Farewell Benefit
PetCare
Description of BenefitsCo-Insurance [%]  per IncidentDeductible per IncidentBenefits - Standard  PlanBenefits - Enhanced  PlanBenefits - Superior  Plan
Accidental DeathN.A.N.A.S$1,000S$2,000S$3,000
Death of the Insured Pet due to Accident Injury
• Accidental InjuryN.A.S$50 S$500S$750 S$3,000
Vet expenses arising from Accident Injury
• TheftN.A.N.A.S$300 S$500S1,250
Loss due to reported Theft (not Applicable to Cats)
• Illness50% N.A.S$500 S$750 S$3,000
Vet expenses for non-surgical treatment
• Illness0.5N.A. S$1,500 S$2,000 S$10,000
Vet expenses for surgical treatment
• Third Party LiabilityN.A.S$500S$100,000S$250,000S$500,000
Third Party Liability arising from owning the Insured Pet
• Farewell BenefitN.A.N.A. S$250S$250S$250
Cost & expenses incurred for euthanasia, cremation, funeral service & handling charges following death
No Claim PeriodDiscount Applicable
One year (applicable only to 1 year plan)5%
Two consecutive years10%
Three consecutive years15%
 Standard PlanEnhanced PlanSuperior Plan 
1 Year PlanS$350S$450S$750
2 Year PlanS$630S$810S$1,350

Summary of Benefits

  • ACCIDENT: ACCIDENTAL DEATH, ACCIDENTAL INJURY, THEFT
  • MEDICAL: ILLNESS, VET EXPENSES FOR SURGICAL OR NON-SURGICAL TREATMENT
  • LIABILITY: THIRD PARTY LIABILITY

Additional Benefit

  • FAREWELL BENEFIT: COST & EXPENSES INCURRED FOR EUTHANASIA, CREMATION, FUNERAL SERVICE AND HANDLING CHARGES FOLLOWING DEATH

Eligibility & Major Exclusion

  • ELIGIBILITY: BE MICRO-CHIPPED; BE RESIDING REGULARLY IN THE SAME PREMISE AS YOU; BE AT LEAST 8 WEEKS OLD AND NOT MORE THAN 9 YEARS OLD AT THE ENROLMENT DATE; NOT BE A WORKING DOG. EXAMPLE: GUIDE DOG, GUARD DOG; NOT BE A DOG OR CAT USED FOR BREEDING PURPOSES
  • MAJOR EXCLUSIONS: ILLNESS ARISING FROM ANY INTENTIONAL, NEGLECTFUL OR PREVENTABLE ACT; LIABILITY ARISING FROM ANY INTENTIONAL, NEGLECTFUL OR PREVENTABLE ACT; PRE-EXISTING, HEREDITARY, CONGENITAL AND SKIN CONDITIONS; DAY TO DAY CARE. EXAMPLE: VITAMINS, SUPPLEMENTS, VACCINATIONS TRAINING, GROOMING; DAMAGE TO TEETH AND GUMS UNLESS AS A RESULT OF AN ACCIDENT; ILLNESS RELATED TO ENDOPARASITES OR ECTOPARASITES, HIP DYSPLASIA, RABIES;ELECTIVE PROCEDURES AND TREATMENTS. EXAMPLE: NAIL CLIPPING, TAIL DOCKING, DEBARKING

Important Notice

The information provided here is a summary and for general information only. Although care has been taken in preparing the information provided to you, we will not responsible for any errors or omissions, and we accept no liability whatsoever for any loss or damage howsoever arising. Please refer to the actual policy wordings for the terms and conditions. You may refer to www.libertyinsurance.com.sg for detailed information about the product.