Cyber Protector

INTRODUCTION

Today your entire life is online and you spend much of your time on the internet. The internet gives you convenience and improves your life but it may expose you to cyber risks – including the risk of damage to your e-reputation, fraudulent transactions with your credit cards and theft of your personal information.

Cyber Protector is the first-ever online risk insurance plan offered in Singapore to protect individuals and families in the event of an online breach by third parties.

It is the perfect solution to ensure comprehensive protection for activities conducted on the internet without disrupting your modern lifestyle or the convenience you have been accustomed to.

Benefits
Legal Protection: Arrange for you to seek legal advice over the phone and if need be, legal representative to pursue legal action against the third party.
Damage to E-Reputation: Provide IT specialist to remove or suppress the content and arrange for you to consult a psychologist for post-traumatic stress.
Identity Theft: Reimburse your expenses to rectify with banks/authorities and your unpaid leave when you take time off work to rectify credit records.
Unauthorized Online Transactions: Pay for unauthorised purchases and reimburse your expenses to resolve the breach with the banks.
Dispute with Online Merchants: Reimburse the cost of your online purchase that are not delivered, delivered damaged or wrongly delivered.
Terms & Conditions
PERSONS ELIGIBLE FOR COVER: You and your family who are holders of a valid Singapore identification document, such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass or Student Pass, residing in Singapore.
GOVERNING LAW: This policy shall be governed by the laws of Singapore.
EXCLUDED ACTIVITIES: Your occupation, political affiliation or business activity involving any form of payment (including e-trading and blogging).
NO AGE RESTRICTION: There is no age restriction for cover.
NOTICE OF CLAIM: Any claim must be reported within 6 months after the occurrence of the Specified Event.

Important Notice

This insurance plan is underwritten by AXA Insurance Singapore Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Singapore Pte Ltd and the participating distributors’ offices. You should read the product summary before deciding whether to purchase the plan. You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.

The insurance plans featured in this website may be protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such policies are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners’ Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.

Sanction Clause

Under no circumstances shall this insurance contract be deemed to provide cover and no liability be incurred to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose AXA to any sanction, prohibition, or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, UK, USA or Singapore.