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Cyber Protector

Cyber Protector Insurance

Today your entire life is online and you spend much of your time on the internet. The internet gives you convenience and improves your life but it may expose you to cyber risks – including the risk of damage to your e-reputation, fraudulent transactions with your credit cards and theft of your personal information.

Cyber Protector is the first-ever online risk insurance plan offered in Singapore to protect individuals and families in the event of an online breach by third parties.

It is the perfect solution to ensure comprehensive protection for activities conducted on the internet without disrupting your modern lifestyle or the convenience you have been accustomed to.

Benefits

  • LEGAL PROTECTION: ARRANGE FOR YOU TO SEEK LEGAL ADVICE OVER THE PHONE AND IF NEED BE, LEGAL REPRESENTATIVE TO PURSUE LEGAL ACTION AGAINST THE THIRD PARTY.
  • DAMAGE TO E-REPUTATION: PROVIDE IT SPECIALIST TO REMOVE OR SUPPRESS THE CONTENT AND ARRANGE FOR YOU TO CONSULT A PSYCHOLOGIST FOR POST-TRAUMATIC STRESS.
  • IDENTITY THEFT: REIMBURSE YOUR EXPENSES TO RECTIFY WITH BANKS/AUTHORITIES AND YOUR UNPAID LEAVE WHEN YOU TAKE TIME OFF WORK TO RECTIFY CREDIT RECORDS.
  • UNAUTHORIZED ONLINE TRANSACTIONS: PAY FOR UNAUTHORISED PURCHASES AND REIMBURSE YOUR EXPENSES TO RESOLVE THE BREACH WITH THE BANKS.
  • DISPUTE WITH ONLINE MERCHANTS: REIMBURSE THE COST OF YOUR ONLINE PURCHASE THAT ARE NOT DELIVERED, DELIVERED DAMAGED OR WRONGLY DELIVERED.

Terms & Conditions

  • PERSONS ELIGIBLE FOR COVER: YOU AND YOUR FAMILY WHO ARE HOLDERS OF A VALID SINGAPORE IDENTIFICATION DOCUMENT, SUCH AS A SINGAPORE NRIC, EMPLOYMENT PASS, WORK PERMIT, LONG TERM VISIT PASS OR STUDENT PASS, RESIDING IN SINGAPORE.
  • GOVERNING LAW: THIS POLICY SHALL BE GOVERNED BY THE LAWS OF SINGAPORE.
  • EXCLUDED ACTIVITIES: YOUR OCCUPATION, POLITICAL AFFILIATION OR BUSINESS ACTIVITY INVOLVING ANY FORM OF PAYMENT (INCLUDING E-TRADING AND BLOGGING).
  • NO AGE RESTRICTION: THERE IS NO AGE RESTRICTION FOR COVER
  • NOTICE OF CLAIM: ANY CLAIM MUST BE REPORTED WITHIN 6 MONTHS AFTER THE OCCURRENCE OF THE SPECIFIED EVENT.

Important Notice

The information provided here is a summary and for general information only. Although care has been taken in preparing the information provided to you, we will not responsible for any errors or omissions, and we accept no liability whatsoever for any loss or damage howsoever arising. Please refer to the actual policy wordings for the terms and conditions. You may refer to www.axa.com.sg for detailed information about the product.