SmartCare Executive (Individual and Family)


SmartCare Executive is exclusively tailored to fit your budget without compromising on the health protection for you & your loved ones.

We provide full coverage from the first dollar while you or your love one are in hospital. What’s more, you can tailor your benefits to fit your budget by opting for Co-payment, Deductible or both.

As charged benifits: Up to S$20,000 per disablility/ up to S$70,000 per year.
Extra Benefits Without Additional Cost: Surgical implants, major organ transplant & daily recovery income benefit.
Choice of Hospital: Choose from private, government or restructured hospitals.
No Surgical Percentage: Surgical percentage is waived for surgeon fees.
Discount for Co-payment and/or Deductible: Up to 45% discount if opted for both Co-payment and Deductible.
Direct Settlement with the Hospital: Cashless hospital admission upon approval.
Terms & Conditions
ENTRY AGE: 18 years old (Age Next Birthday).
MAXIMUM RENEWABLE AGE: 80 years old (Age Next Birthday).
GUARANTEED RENEWABLE: No. This plan is Yearly Renewable.
MAXIMUM ENTRY AGE: 65 years old (Age Next Birthday).
CURRENCY: Singapore Dollar.
EXCLUSIONS: You are advised to read the policy contract for the full list of exclusions.

Important Notice

This insurance plan is underwritten by AXA Insurance Singapore Pte Ltd. The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from AXA Insurance Singapore Pte Ltd and the participating distributors’ offices. You should read the product summary before deciding whether to purchase the plan. You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.

The insurance plans featured in this website may be protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such policies are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners’ Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at or visit the LIA, GIA or SDIC websites (, or for a copy of the SDIC Guide on PPF Scheme.

Sanction Clause

Under no circumstances shall this insurance contract be deemed to provide cover and no liability be incurred to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose AXA to any sanction, prohibition, or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, UK, USA or Singapore.