ProMedico (Plus)

Additional Coverage For Additional Peace Of Mind

We understand that the better you care for yourself, the healthier you’ll feel. Likewise, the more coverage you have, the more at ease you’ll feel. Get more out of life when you expand your insurance coverage with proMedico Plus. Personalize it down to your individual needs and know that you get higher limits and extra benefits on top of what proMedico offers.
 

 

ProMedico-Plus

     Benefits at a Glance

     1. Annual overall limit increased up to S$1.2 million

     2. Inpatient psychiatric treatment

     3. Taxi fare to and from hospital within Singapore

     4. Outpatient cancer and kidney treatment limits increased

     5. Post hospitalization/surgery period increased to 120 days under Executive Plus and International Plus plans

Summary of Benefits
Annual Overall Limit
All Hospital Services
Daily Hospital Room & Board (per day)
Intensive Care Unit (per day)
Surgeon’s Fees
Day Surgery (including minor surgical procedure in clinic)
Daily In-Hospital Physician’s Visit
Pre-Hospitalization/Surgery Diagnostic Services (within number of days prior to admission)
Pre-Hospitalization/Surgery Specialist’s Consultation includes medication (within number of days prior to admission)
Post-Hospitalization/Surgery Treatment (up to number of days following discharge from Hospital)
Lodger Benefits (for Child below age 12)
Local Ambulance Fee
Home Nursing (up to 26 weeks per Policy Year)
Outpatient Treatments : Outpatient Cancer and Kidney Dialysis Treatment, Emergency Outpatient Treatment, Emergency Dental Treatment Following Accident
Organ Transplantation : Organ Transplantation & Prosthetic Treatment
Maternity Benefits : Miscarriage due to Accident, Maternity Care, Daily Hospital Cash Allowance, Dread Disease Recuperation Benefit, Special Grant & Permanent Total Disability
Medical Evacuation/Repatriation : Emergency Medical Evacuation/Repatriation, Repatriation of Mortal Remains, Mobility Aids and Medical Appliances, Inpatient Psychiatric Treatment, Complications of Pregnancy, Taxi Fare For Travelling To and From Hospital within Singapore
Outpatient Services : Rider to Inpatient Cover (Optional
Premium Saving Options
Deductible Limits / person per disability (S$5,000) : 30% Discount
Deductible Limits / person per disability (S$7,500) : 40% Discount
Deductible Limits / person per disability (S$10,000) : 50% Discount
Annual Premium
Singapore Only (Male) : Essential Plan, Economy Plan, Executive Plan, International Plan, Rider (Outpatient Service)
Singapore Only (Female) : Essential Plan, Economy Plan, Executive Plan, International Plan, Rider (Outpatient Service)
Global (Except USA/Canada/Japan) (Male) : Essential Plan, Economy Plan, Executive Plan, International Plan, Rider (Outpatient Service)
Global (Except USA/Canada/Japan) (Female) : Essential Plan, Economy Plan, Executive Plan, International Plan, Rider (Outpatient Service)
Optional Outpatient Services is only available under Economy Plus, Executive Plus or International Plus Plans
Premiums may be loaded for more hazardous occupations e.g. work on board offshore oil rigs; and occupations involving frequent air travel
Premium payment at commencement and renewal are based on age next birthday
A 5% discount is allowed for coverage taken up by Insured Person and Spouse and a 10% Family discount on a Family-unit basis (Insured Person, Spouse, Children) under one Policy. No discount if Policy is taken up by one parent and one child. Discount applies only on inpatient premium
Eligibility
Adults from 18 to 64 year old (inclusive) on next birthday
Children from 15 days old to 18 years old (inclusive)on next birthday. Policy renewable up to age 25 (inclusive) if he/she is enrolled in an educational institution on full-time higher education (and not in full-time national service)
Singapore Citizens, Permanent Residents of Singapore, Employment Pass Holders, Student Pass Holders, Dependant Pass Holders or Work Permit Holders, who are permanently residing in Singapore-Annual Premium Table for Singapore Only applies
Singapore Citizens who are permanently residing in countries outside Singapore excluding USA/Canada/Japan-Annual Premium Table for Global applies
Persons who are permanently residing (more than sixty days) in USA/Canada/Japan are not eligible
Proposal for children must include at least one parent and the choice of plan must be equal than that of the parent(s)
Remarks: Employment Pass Holders, Student Pass Holders, Dependant Pass Holders and Work Permit Holders must supply a copy of their respective pass or work permit and a bona fide residential address in Singapore
Major Exclusions
Pre-existing illnesses or injuries before the inception date of the Policy
Routine medical examination (including vaccination, the issue of medical certificates and attestations) confinement in hospital to faciliate the taking of x-ray or conduct of test
Treatment relating to birth defects congenital abnormalities and hereditary conditions

Important Notice

This is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.

This policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).