All Risks: We will pay for your accidental loss or damage to your real (excluding building) and personal property. This also includes burglary even without forcible or violent entry.
Work Injury Compensation: We will compensate you against any work accidents or illnesses claims, relating to your responsibility as employer.
Daily Cash for Business Interruption: Business interruption from an outbreak of infectious disease or during failure of electricity supply could result in additional cost and expense to your business. We pay daily cash during the period of interruption.
Theft of Money: We compensate you against any loss or damage to your money (currency notes, cheques, credit card, and sales vouchers).
Public Liability: We will compensate for claims in the case of third parties’ death or injury following an accident that your business is responsible of. Third parties include walk-in customers or damages to a neighbouring occupier’s property.
Worldwide Personal Accident: We will pay you or your staff a lump sum payout in the event of accidental death or permanent disability, as well as daily hospital cash in the event of hospitalisation due to accident occurring anywhere in the world.
Fidelity Guarantee: We compensate you against any financial loss arising from any act of fraud or dishonesty committed by your employees.
Business Interruption Cover: We will pay you for the loss of income on gross profit basis, due to loss or damage insured under All Risks, up to an indemnity period of 12 months.
Fire on Building: We cover you against loss of or damage to your insured building due to fire or extraneous perils, such as lightning, flood, riot, strike, etc.
Other Additional Benefits: Enjoy 5% increase yearly for All Risks cover up to 15% of the original sum insured if no claims have been made during the preceding periods of insurance.